A Guide to Buying Your First Home

A Guide to Buying Your First Home

A guide to buying your first home.

first home

1. Meet with a sales associate.

Why Should I Use a Real Estate Agent?

2. Get pre-approved for a mortgage.

Why Should I Get Pre-Approved for a Mortgage?

What Do I Need for a Mortgage Application?

How Much Home Can I Afford?

3. Search for your first home.

Hanna HomeFinder

Glossaries: House Styles & Listing Status

4. Find your home and make an offer.


5. Sign the Contract of Sale – Escrow.

Mortgage Services

6. Due Dilligence.

Inspections: Home, Wood Infestation, Roof, Pool, etc.

Reports: Seller Disclosure, Title Commitment, CCRs, HOA Disclosures, etc.

7. Choose a loan and apply.

How Do I Know Which Type of Mortgage is Best for Me?

How Does My Credit Affect My Mortgage?

How Can I Improve My Credit Score?

8. Secure homeowner’s insurance.

Insurance Services

9. Pay any additional closing costs.

No closing costs with My First Home Program!

What Additional Costs Come with Owning a Home?

10. Transfer utilities.




first home





Howard Hanna Mortgage Services is licensed by: The Pennsylvania Department of Banking and Securities. The Ohio Department of Commerce – Division of Financial Institutions – License # MB802719.000 and SM 501117.000. The MI Department of Licensing and Regulatory Affairs, Office of Financial and Insurance Regulation. NMLS # PA – 101561 and OH/MI – 203917

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