Why Should I Get Pre-Approved for a Mortgage?

Why Should I Get Pre-Approved for a Mortgage?

Buying a home is one of the more significant financial decisions you are likely to make in your lifetime, but starting your home buying process in the right way can make the entire process more enjoyable. Financing is the best place to begin in order to ensure a smooth transaction. One of the more crucial first steps in becoming a first-time home owner is getting pre-approved for a mortgage loan from a lender.

Read our guide for first-time homebuyers here!

Becoming pre-approved will help you:

  1. Determine a price range that is financially comfortable and affordable for you.
  2. Save time by focusing your home search on only those homes within your price range.
  3. Eliminate stress by completing some of the required paperwork up-front.
  4. Show any seller that you are a serious buyer, ready and able to purchase their home.

Howard Hanna wants you to be best prepared in your search for a new home. A Howard Hanna Loan Officer is ready and able to fully explain the process and provide the professional service and the advice you need to secure a home loan with a competitive interest rate and reasonable costs. We will then manage your home loan from pre-approval through closing.

Mortgage Logo





NMLS# 101561. Restrictions apply. Advanced Equity Loan must be in 1st or 2nd lien position. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. Howard Hanna Mortgage Services is licensed by: The Pennsylvania Department of Banking and Securities as a Mortgage Lender – License number 21415. The Ohio Department of Commerce – Division of Financial Institutions – License number RM.804531.000. The Michigan Department of Licensing and Regulatory Affairs, Office of Financial and Insurance Regulation, First Mortgage Broker/Lender License number FL0022570, Second Mortgage Lender Registration number SR0022571. The West Virginia Division of Banking – License number ML-20884. Howard Hanna Mortgage Services is registered to do business in Pennsylvania, Ohio, Michigan and West Virginia. Contact a Howard Hanna Mortgage Loan Originator for full details.  PA (800) 474-4437, 1000 Gamma Drive – Pittsburgh, PA 15238. OH and MI – (800) 589-1118, 6000 Parkland Blvd. – Mayfield Hts., OH 44124. mortgage@howardhanna.com.


Leave a Reply