Written by 11:38 am Finance and Insurance

Should I Have Insurance Coverage When I Don’t Need It?

At Howard Hanna Insurance, we understand our clients’ frustration when faced with rising premiums. Many say, “We’ve paid for coverage but haven’t needed to use it.” Insurance is a vital safeguard against unforeseen events, even if its benefits aren’t immediately apparent. When disasters strike, such as home-related incidents, they bring financial strain and emotional turmoil, disrupting our daily lives and potentially causing the loss of cherished belongings. You work hard to protect what is yours. That said, the best claims experience is the one you avoid by proactive home maintenance and upkeep. Here are a few suggestions:  

  • Have you established a comprehensive maintenance schedule or checklist? Numerous online resources can guide you and help you stay organized. 
  •  Consider enhancing your home’s safety measures by incorporating advanced devices and sensors designed to prevent common homeowners’ claims. For insightful guidance on this, watch this informative video

Our goal is to keep you informed so you can make the best decisions when it comes to protecting you and your family. By investing in insurance, you’re fortifying your most valuable assets against the uncertainties of tomorrow. The potential losses you guard against far surpass your premiums, making it a prudent and necessary investment in your peace of mind and financial security.

Should you need any assistance or advice, don’t hesitate to reach out to us at Howard Hanna Insurance. We’re here to support you every step of the way.

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Last modified: April 24, 2024