Written by 11:04 am Finance and Insurance

What Affects Home Insurance Rates and the Ability to get Insurance Coverage?

Howard Hanna Insurance is here to help support you and protect what matters most. That said, we want to keep you informed about the current insurance market and work together to achieve the best possible outcome for you and your assets.

Here are a few things to keep in mind as it relates to the condition of your home and how it will affect not only the cost of insurance, but also the possibility that insurance companies will pass on insuring the home:

  • Condition of the roof and age of the roof. Moss on a roof is an issue for insurance companies as it is known to cause rot. 
  • Overall upkeep and condition of the home.
  • Trees overhanging the home or any other structures on the property.
  • Electrical components, such as any knob and tube wiring in the home.
  • Past claims on the property, including the number of claims and causes of claims.

Please reach out with any questions, we are always happy to help.

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Last modified: April 24, 2024
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